85a Lorong 4 Toa Payoh 311085, Toa Payoh Central, Central Region, Singapore
$450,000
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…
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Automated Valuation based on 4 HDB resale transactions (data.gov.sg)
Fair Value
S$277,592
S$379 psf
Asking Price
S$450,000
S$615 psf
vs Market
+62.1%
vs Last Done
+6.2%
Tenure
44 yrs
99-year Leasehold · ⚠️ Short lease
Confidence
Low
4 comps
Nearest MRT
Toa Payoh
462m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
4 comparable transactions
S$575
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.629
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$379
Recent Comparable Transactions
4 shown · 4 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneMay 2026 | Blk 85A LOR 4 TOA PAYOH Floor 16 TO 18 | 732sqft | S$423,888 | ▲S$579 +52.8% vs FV | 99yr from 1972 |
May 2026 | Blk 85A LOR 4 TOA PAYOH Floor 16 TO 18 | 732sqft | S$423,888 | ▲S$579 +52.8% vs FV | 99yr from 1972 |
Mar 2026 | Blk 85A LOR 4 TOA PAYOH Floor 16 TO 18 | 732sqft | S$420,000 | ▲S$574 +51.5% vs FV | 99yr from 1972 |
Dec 2025 | Blk 85A LOR 4 TOA PAYOH Floor 16 TO 18 | 732sqft | S$426,888 | ▲S$583 +53.8% vs FV | 99yr from 1972 |
Sep 2025 | Blk 85A LOR 4 TOA PAYOH Floor 07 TO 09 | 840sqft | S$472,000 | ▲S$562 +48.3% vs FV | 99yr from 1972 |
Blk 85A LOR 4 TOA PAYOH
May 2026 · Floor 16 TO 18
+52.8% vs FV
Blk 85A LOR 4 TOA PAYOH
May 2026 · Floor 16 TO 18
+52.8% vs FV
Blk 85A LOR 4 TOA PAYOH
Mar 2026 · Floor 16 TO 18
+51.5% vs FV
Blk 85A LOR 4 TOA PAYOH
Dec 2025 · Floor 16 TO 18
+53.8% vs FV
Blk 85A LOR 4 TOA PAYOH
Sep 2025 · Floor 07 TO 09
+48.3% vs FV
HELIOS AI Analysis
The valuation of the HDB 3-room property located in Toa Payoh, with a remaining lease of 44 years, stands at an estimated value of $277,592, translating to a price per square foot (PSF) of $379. This valuation signals a notable market positioning, as it reflects an above-market rate with a substantial 62.1% difference from the baseline. Such a discrepancy suggests that this particular unit may appeal to a niche segment of buyers willing to invest in an established locality despite the remaining lease period.
It is imperative to consider the low model confidence associated with this valuation, which arises from an analysis of only four recent HDB resale transactions in the vicinity. These limited data points indicate potential volatility in buyer sentiment and market conditions in Toa Payoh. As a mature estate with rich amenities and strong transport connectivity, the area remains attractive; however, potential investors should approach this valuation with caution, keeping in mind the implications of the diminishing lease term and its influence on long-term investment value.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.