Buying property in Singapore involves a stack of rules — tiered stamp duty, residency-based ABSD, the 55% TDSR cap and the 75% LTV loan limit — that together decide what you can buy and what it costs up front. These free calculators turn each of those rules into a quick, accurate answer using the latest 2026 rates. Use them to plan your budget, sanity-check your lawyer's or banker's numbers, and compare options before you commit.
Work out the total Buyer's Stamp Duty on a residential purchase with a full per-tier breakdown, from 1% up to 6%.
Open calculator →Stamp DutySee the Additional Buyer's Stamp Duty rate and amount for your profile — Citizen, PR, foreigner or entity — at 2026 rates.
Open calculator →FinancingCheck your 55% Total Debt Servicing Ratio ceiling and how much monthly capacity is left for a new home loan.
Open calculator →FinancingCombine income, debts, cash and CPF with TDSR and the 75% LTV limit to estimate your maximum property price.
Open calculator →Deeper planners our consultants use in real engagements — timelines, upgrades, investment maths and decoupling. Free to explore; a consultant runs the full report for your exact situation.
Plan your move from your existing HDB to your new BTO: the 6-month disposal rule, resale levy, CPF refund timing, bridging versus extension of stay, and your net sale proceeds.
Open planner →Consultant SeriesPlan the exact week-by-week timeline for selling your HDB or condo and buying the next home, including option dates, completion and the gap between two doors.
Open planner →Consultant SeriesCompare the true 5-10 year cost of renting versus buying in Singapore: stamp duty, interest, CPF accrued interest, maintenance and opportunity cost, in one honest number.
Open planner →Consultant SeriesPlan an upgrade into a building-under-construction condo or EC: progressive payments, when to sell your current home, and the cash-CPF flow to vacant possession.
Open planner →Consultant SeriesAnalyse a condo purchase as an investment: own-stay versus renting it out, TDSR and LTV limits, SSD exposure, rental yield and projected ROI in one view.
Open planner →Consultant SeriesMap your asset progression: how the equity in your current home becomes the downpayment for the next, and what each rung of the property ladder needs from you.
Open planner →Consultant SeriesWork out the true cost of decoupling: part-share purchase price, BSD on the share, legal fees and the ABSD saved when one owner buys the next property solo.
Open planner →Yes. Every calculator on this page is free, requires no sign-up, and computes results instantly in your browser. They use the latest 2026 Singapore rates and rules.
Start with the Affordability Calculator to understand your budget, then use the TDSR Calculator to check your loan capacity in detail, and finally the BSD and ABSD calculators to estimate the stamp duty you will owe on the price you are targeting.
No. These tools give accurate estimates based on published IRAS and MAS rules, but they are for planning only. Final stamp duty is assessed by IRAS and your final loan amount is determined by your bank. Confirm important figures with the relevant authority or your professional adviser.