81a Lorong 4 Toa Payoh 311081, Toa Payoh Central, Central Region, Singapore
$1,000,000
Live in the heart of Singapore with everything within walking distance! This 4A flat offers a practical layout, excellent connectivity and unbeatable convenience Unit Highlights -Spacious & efficient 4A layout -Bright and airy with good natural ventilation -Squarish layout - easy furniture placement -Well kept condition, move-in ready Prime Toa Payoh Convenience -Short walk to Braddell MRT (NS Line) -Minutes to Toa Payoh Hub, HDB Hub & SAFRA -Supermarkets, coffeeshops & amenities at doorstep -Easy access to CTE & PIE: quick drive to town Schools Nearby -CHIJ Primary (Toa Payoh) -Kheng Cheng School -Beatty Secondary -Raffles Institution (short drive) Lifestyle & Recreation -Toa Payoh Town Park & Fitness Corners nearby -Plenty of eateries & markets -Mature estate — everything you need within reach A rare chance to own a spacious home in a centrally located mature estate - excellent for own stay and long term value
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3009186E
Automated Valuation based on 500 HDB resale transactions (data.gov.sg)
Fair Value
S$1.06M
S$935 psf
Asking Price
S$1.00M
S$885 psf
vs Market
-5.3%
vs Last Done
-32.4%
Tenure
68 yrs
99-year Leasehold · Balance remaining
Confidence
High
500 comps
Nearest MRT
Toa Payoh
451m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
500 comparable transactions
S$916
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.971
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$935
Recent Comparable Transactions
10 shown · 500 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneMar 2026 | Blk 118A ALKAFF CRES Floor 10 TO 12 | 1,044sqft | S$1,368,000 | ▲S$1,310 +40.1% vs FV | 99yr from 2020 |
Mar 2026 | Blk 118A ALKAFF CRES Floor 10 TO 12 | 1,044sqft | S$1,368,000 | ▲S$1,310 +40.1% vs FV | 99yr from 2020 |
Mar 2026 | Blk 103A BIDADARI PK DR Floor 13 TO 15 | 1,001sqft | S$1,150,888 | ▲S$1,150 +23.0% vs FV | 99yr from 2021 |
Mar 2026 | Blk 103B BIDADARI PK DR Floor 07 TO 09 | 1,001sqft | S$1,095,000 | ▲S$1,094 +17.0% vs FV | 99yr from 2021 |
Mar 2026 | Blk 102B BIDADARI PK DR Floor 04 TO 06 | 1,001sqft | S$1,070,000 | ▲S$1,069 +14.3% vs FV | 99yr from 2021 |
Mar 2026 | Blk 103A BIDADARI PK DR Floor 07 TO 09 | 1,001sqft | S$1,100,888 | ▲S$1,100 +17.6% vs FV | 99yr from 2021 |
Mar 2026 | Blk 103B BIDADARI PK DR Floor 07 TO 09 | 1,001sqft | S$1,095,000 | ▲S$1,094 +17.0% vs FV | 99yr from 2021 |
Mar 2026 | Blk 259 KIM KEAT AVE Floor 07 TO 09 | 1,119sqft | S$702,000 | ▼S$627 -32.9% vs FV | 99yr from 1989 |
Mar 2026 | Blk 130B LOR 1 TOA PAYOH Floor 16 TO 18 | 1,001sqft | S$1,130,000 | ▲S$1,129 +20.7% vs FV | 99yr from 2018 |
Mar 2026 | Blk 139A LOR 1A TOA PAYOH Floor 34 TO 36 | 980sqft | S$1,100,000 | ▲S$1,123 +20.1% vs FV | 99yr from 2012 |
Mar 2026 | Blk 139A LOR 1A TOA PAYOH Floor 13 TO 15 | 980sqft | S$1,050,000 | ▲S$1,072 +14.7% vs FV | 99yr from 2012 |
Blk 118A ALKAFF CRES
Mar 2026 · Floor 10 TO 12
+40.1% vs FV
Blk 118A ALKAFF CRES
Mar 2026 · Floor 10 TO 12
+40.1% vs FV
Blk 103A BIDADARI PK DR
Mar 2026 · Floor 13 TO 15
+23.0% vs FV
Blk 103B BIDADARI PK DR
Mar 2026 · Floor 07 TO 09
+17.0% vs FV
Blk 102B BIDADARI PK DR
Mar 2026 · Floor 04 TO 06
+14.3% vs FV
Blk 103A BIDADARI PK DR
Mar 2026 · Floor 07 TO 09
+17.6% vs FV
Blk 103B BIDADARI PK DR
Mar 2026 · Floor 07 TO 09
+17.0% vs FV
Blk 259 KIM KEAT AVE
Mar 2026 · Floor 07 TO 09
-32.9% vs FV
Blk 130B LOR 1 TOA PAYOH
Mar 2026 · Floor 16 TO 18
+20.7% vs FV
Blk 139A LOR 1A TOA PAYOH
Mar 2026 · Floor 34 TO 36
+20.1% vs FV
Blk 139A LOR 1A TOA PAYOH
Mar 2026 · Floor 13 TO 15
+14.7% vs FV
HELIOS AI Analysis
The valuation of the HDB 4-room unit in Toa Payoh, estimated at $1,056,248, reflects a price per square foot of $935, positioning it as a compelling opportunity within the current market landscape. With a remaining lease of 68 years, this property offers a balanced investment proposition, appealing to both first-time buyers and seasoned investors alike. The significant residual lease term provides a sense of security, while the established nature of Toa Payoh enhances its desirability, contributing to the property's overall value.
Market analysis indicates a strong signal for this listing, categorized as a "Good Deal" with a notable 5.3% difference from the baseline valuation derived from a comprehensive review of 500 recent HDB resale transactions in the vicinity. This positive market signal, combined with a high model confidence, underscores the property’s competitive position in a thriving neighborhood. Investors should recognize the dynamics at play, as Toa Payoh continues to be a sought-after locale characterized by robust demand and limited supply, reinforcing the merit of this valuation.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.