81 Lorong 4 Toa Payoh 310081, Toa Payoh Central, Central Region, Singapore
$1,030,000
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…
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Automated Valuation based on 2 HDB resale transactions (data.gov.sg)
Fair Value
S$1.23M
S$946 psf
Asking Price
S$1.03M
S$791 psf
vs Market
-16.3%
vs Last Done
-16.9%
Tenure
68 yrs
99-year Leasehold · Balance remaining
Confidence
Low
2 comps
Nearest MRT
Toa Payoh
460m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
2 comparable transactions
S$927
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.971
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$946
Recent Comparable Transactions
2 shown · 2 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneMay 2026 | Blk 81 LOR 4 TOA PAYOH Floor 22 TO 24 | 1,313sqft | S$1,250,000 | ▲S$952 +0.6% vs FV | 99yr from 1997 |
May 2026 | Blk 81 LOR 4 TOA PAYOH Floor 22 TO 24 | 1,313sqft | S$1,250,000 | ▲S$952 +0.6% vs FV | 99yr from 1997 |
Aug 2025 | Blk 81 LOR 4 TOA PAYOH Floor 16 TO 18 | 1,313sqft | S$1,185,000 | ▼S$902 -4.7% vs FV | 99yr from 1997 |
Blk 81 LOR 4 TOA PAYOH
May 2026 · Floor 22 TO 24
+0.6% vs FV
Blk 81 LOR 4 TOA PAYOH
May 2026 · Floor 22 TO 24
+0.6% vs FV
Blk 81 LOR 4 TOA PAYOH
Aug 2025 · Floor 16 TO 18
-4.7% vs FV
HELIOS AI Analysis
In the competitive landscape of Singapore's real estate, the valuation of this HDB 5-room unit in Toa Payoh, with a remaining lease of 68 years, stands at an estimated value of $1,231,251 or $946 PSF. This valuation is indicative of the area's enduring appeal, particularly given Toa Payoh's strategic location and robust community amenities. The current market signal categorizes this property as a Good Deal, reflecting a commendable 16.3% difference from the baseline valuation, suggesting potential for capital appreciation as demand in the area remains strong.
However, it's important to approach this valuation with caution, as the Model Confidence is rated as Low, primarily based on the limited data from only two recent HDB resale transactions in the vicinity. This indicates a need for further market analysis to ensure that the observed price trends are sustainable. The dynamics of the HDB lease, combined with the area's overall market conditions, will play a pivotal role in determining long-term value retention and growth. Investors and homeowners alike should consider both the potential upside and the inherent risks associated with properties in this segment of the market.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.