Home Buy HDB 3 Room D12 - Balestier / Toa Payoh Blk 96 Lorong 3 Toa Payoh3 Room (3I) HDB for Sale in 96 Lorong 3 Toa Payoh

3 Room (3I) HDB for Sale in 96 Lorong 3 Toa Payoh

96 Lorong 3 Toa Payoh 310096, Braddell, Central Region, Singapore

$408,000

Check loan eligibility est. S$ 1,461 / mo

Added 3 months ago

HDB 3 RoomsFor sale

Beds: 2Baths: 2Area: 732 sqft

Above Market· 78.4% above market

+4View all

Nearest MRT Station

Braddell

North-South Line NS18

walk•

Property Details

Property IDD7jjDiuriF79Zabri2sRPc

PriceS$408,000

Property TypeHDB 3 Rooms

StatusFor sale

Beds2

Baths2

Built Area732 sqft

PSF

S$557

Year Built1968

Furnished StatusUnknown

Description

About this property: ► Property size: Approx : 68 sqm / 732 sqft. ► Category : HDB 3 Improved ► Lease Start: 1970 ► Remaining Lease: Approx 43 years About the Unit: - High Floor Unit! - Next to corner - No odd shape, squarish layout. - Super efficient layout. Huge living hall! - Can be converted to open concept kitchen or enclosable - All bedrooms can fit in queen/king size bed. - No extension required! - All race and nationality eligible ️ A1 Location️ ️ 5 mins walk to Braddell MRT! Amenities: ️MRT: ► Braddell (NS18) - 270m ► Toa Payoh (NS19) - 674m ► Caldecott (TE9) - 926m ️ Groceries: ► Fairprice, 95 Lorong 4 TPY - 74m ► Giant, 181 Lor 4 TPY - 633m ► Fairprice, 500 Lorong 6 TPY (HDB Hub) - 646m ► Sheng Siong Supermarket, 4 Lorong 7 TPY - 797m Hawkers ► 93 TPY Lor 4 - 127m ► 127 TPY Lor 1 - 410m ► 75 TPY Lor 5 - 585m ► 74 TPY Lor 4 - 606m ► 210 TPY Lor 8 - 686m ► 22 TPY Lor 7 - 1.02km ► 91/92 Whampoa Drive - 1.8km Primary Schools Nearby: (1km) ► Kheng Cheng School - 198m ► Guangyang Primary School 795m ►Pei Chun Public School 813m ► First Toa Payoh Primary School 883m ► Marymount Convent School 949m ► CHIJ Primary (TPY) 977m Malls ► 600 @ TPY - 586m ► HDB Hub 731m ► Zhongshan Mall 1.31km ► Junction 8 - 1.34km ► Balestier Hill Shopping Centre - 1.59km View To Appreciate !!! HURRY !!! DON'T MISS OUT !!! Viewing by Appointment only, ------------------------------------------------------------------------------ ️ Contact Steve Lee at 8333XXXX for an exclusive viewing!

Nearby Locations

The following locations are within radius of this property, with distance shown in kilometers.

Schools

Kheng Cheng School0.13km

MRT Stations

Braddell

North-South Line (NS18)

0.32km

Location

96 Lorong 3 Toa Payoh 310096, Braddell, Central Region, Singapore

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Mortgage Calculation

Price

Tenure (yrs)20 yrs

410203035

Loan (%)75 %

1020406075

Interest (%)4 %

0.1123456

Mortgage calculation on 4% interest rate

S$ 0

Loan Amount (75%)

Downpayment (25%)

S$ 0

/month

Principal

S$ 0

Interest

S$ 0

Total Transactions

Average Price

Total Value

Sales Timeline

No timeline data available

No data available

No transaction data found. This could be due to:

No transactions in the selected radius
Invalid date formats in transaction data
Missing price or area information
Current filter settings excluding all transactions

Home Report · AVM Fair Value

Automated Valuation based on 5 HDB resale transactions (data.gov.sg)

Fair Value

S$228,658

S$312 psf

Asking Price

S$408,000

S$557 psf

vs Market

+78.4%

Above Market

vs Last Done

+13.2%

Above Market

Tenure

41 yrs

99-year Leasehold · ⚠️ Short lease

Confidence

Low

5 comps

High = 10+ comps

Medium = 5–9 comps

Low = <5 comps

Nearest MRT

Braddell

257m away · +5% premium

URA PSF Trendline vs Listing Price

Hedonic Adjustment Breakdown

Base URA PSF

5 comparable transactions

S$508

Floor Premium

0.5% per floor vs median

+0.0%

Tenure Decay

Bala's curve (99yr leasehold)

×0.586

MRT Proximity

Within 500m / 1km

+5%

AI Condition Premium

HELIOS scan of listing description

Adjusted Fair Value PSF

S$312

Recent Comparable Transactions

5 shown · 5 total

Date	Block / Street	Area	Price	PSF	Tenure
Last DoneMay 2026	Blk 96 LOR 3 TOA PAYOH Floor 10 TO 12	732sqft	S$360,000	▲S$492 +57.7% vs FV	99yr from 1970
May 2026	Blk 96 LOR 3 TOA PAYOH Floor 10 TO 12	732sqft	S$360,000	▲S$492 +57.7% vs FV	99yr from 1970
May 2026	Blk 96 LOR 3 TOA PAYOH Floor 01 TO 03	732sqft	S$360,000	▲S$492 +57.7% vs FV	99yr from 1970
Mar 2026	Blk 96 LOR 3 TOA PAYOH Floor 13 TO 15	732sqft	S$365,000	▲S$499 +59.9% vs FV	99yr from 1970
Dec 2025	Blk 96 LOR 3 TOA PAYOH Floor 13 TO 15	732sqft	S$385,000	▲S$526 +68.6% vs FV	99yr from 1970
Oct 2025	Blk 96 LOR 3 TOA PAYOH Floor 13 TO 15	732sqft	S$388,888	▲S$531 +70.2% vs FV	99yr from 1970

Last Done

Blk 96 LOR 3 TOA PAYOH

May 2026 · Floor 10 TO 12

▲S$492 psf

+57.7% vs FV

732 sqftS$360,00099yr from 1970

Blk 96 LOR 3 TOA PAYOH

May 2026 · Floor 10 TO 12

▲S$492 psf

+57.7% vs FV

732 sqftS$360,00099yr from 1970

Blk 96 LOR 3 TOA PAYOH

May 2026 · Floor 01 TO 03

▲S$492 psf

+57.7% vs FV

732 sqftS$360,00099yr from 1970

Blk 96 LOR 3 TOA PAYOH

Mar 2026 · Floor 13 TO 15

▲S$499 psf

+59.9% vs FV

732 sqftS$365,00099yr from 1970

Blk 96 LOR 3 TOA PAYOH

Dec 2025 · Floor 13 TO 15

▲S$526 psf

+68.6% vs FV

732 sqftS$385,00099yr from 1970

Blk 96 LOR 3 TOA PAYOH

Oct 2025 · Floor 13 TO 15

▲S$531 psf

+70.2% vs FV

732 sqftS$388,88899yr from 1970

Below Fair Value

Above Fair Value

FV: S$312 psf

HELIOS AI Analysis

In the dynamic landscape of Singapore's real estate market, the valuation of a 3-room HDB unit in Toa Payoh, with a remaining lease of 41 years, presents a compelling case for analysis. Priced at an estimated value of $228,658 (or $312 PSF), this property is positioned above the market baseline, showcasing a significant 78.4% discrepancy from standard valuation metrics. Such a premium suggests a strong demand for HDB units in this coveted district, known for its strategic location and established community amenities.

However, it is essential to note that the model confidence for this valuation remains low, primarily due to the limited dataset utilized, which is based on only five recent HDB resale transactions in the vicinity. This scarcity of comparative sales may introduce volatility into the valuation process, and potential investors should exercise caution. As leasehold properties age, the remaining lease period becomes a critical factor influencing buyer sentiment and market desirability. In conclusion, while the Toa Payoh HDB unit demonstrates an attractive valuation in the current market context, stakeholders must remain vigilant to the underlying lease dynamics and market fluctuations that could impact long-term investment viability.

⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.

Calculating fair value from URA transaction data…

Candice Chew

License: L3009250K

+65 9842 xxxx

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3 Room (3I) HDB for Sale in 96 Lorong 3 Toa Payoh

IMAGES GALLERY

Nearest MRT Station

Property Details

Description

Nearby Locations

Schools

MRT Stations

Braddell

Location

Mortgage Calculation

Mortgage calculation on 4% interest rate

Sales Timeline

No data available

Home Report · AVM Fair Value

Candice Chew

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Home Report · AVM Fair Value