81a Lorong 4 Toa Payoh 311081, Toa Payoh Central, Central Region, Singapore
$1,000,000
Smart Family Home in Heart of Toa Payoh Thoughtfully planned 3-bed residence offering comfort, convenience, and a practical layout. Enjoy everyday ease with nearby amenities, schools, and transport, all within a well-connected mature estate. - Address: 81A Lorong 4 Toa Payoh - Starting from Price: $1,000,000 - Size: 105 sqm - 3 Bedrooms - Functional layout with versatile living and dining zones Schools nearby: - Jessin Kindergarten (0.2km) - Kheng Cheng School (0.38km) - Pei Chun Public School (0.6km) - First Toa Payoh Primary School (0.8km) - CHIJ Secondary (Toa Payoh) (0.84km) - CHIJ Primary (Toa Payoh) (0.97km) - Beatty Secondary School (0.72km) - Multiple PCF Sparkletots and Methodist preschools within 0.44–0.8km MRT: - Toa Payoh - Braddell Secure this well-located home today. Contact EDDY ONG ONG ONG Onh ONG at 9819XXXX to arrange a viewing and explore its full potential.
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3002382K
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Automated Valuation based on 46 HDB resale transactions (data.gov.sg)
Fair Value
S$850,433
S$753 psf
Asking Price
S$1.00M
S$885 psf
vs Market
+17.6%
vs Last Done
+11.2%
Tenure
68 yrs
99-year Leasehold · Balance remaining
Confidence
High
46 comps
Nearest MRT
Toa Payoh
451m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
46 comparable transactions
S$738
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.971
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$753
Recent Comparable Transactions
10 shown · 46 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneApr 2026 | Blk 84 LOR 2 TOA PAYOH Floor 07 TO 09 | 1,130sqft | S$900,000 | ▲S$796 +5.7% vs FV | 99yr from 1997 |
Apr 2026 | Blk 84 LOR 2 TOA PAYOH Floor 07 TO 09 | 1,130sqft | S$900,000 | ▲S$796 +5.7% vs FV | 99yr from 1997 |
Apr 2026 | Blk 14B LOR 7 TOA PAYOH Floor 01 TO 03 | 1,119sqft | S$760,000 | ▼S$679 -9.8% vs FV | 99yr from 1998 |
Apr 2026 | Blk 7 LOR 7 TOA PAYOH Floor 07 TO 09 | 1,141sqft | S$860,000 | ▲S$754 +0.1% vs FV | 99yr from 1998 |
Apr 2026 | Blk 84 LOR 2 TOA PAYOH Floor 07 TO 09 | 1,130sqft | S$900,000 | ▲S$796 +5.7% vs FV | 99yr from 1997 |
Apr 2026 | Blk 14B LOR 7 TOA PAYOH Floor 01 TO 03 | 1,119sqft | S$760,000 | ▼S$679 -9.8% vs FV | 99yr from 1998 |
Apr 2026 | Blk 7 LOR 7 TOA PAYOH Floor 07 TO 09 | 1,141sqft | S$860,000 | ▲S$754 +0.1% vs FV | 99yr from 1998 |
Mar 2026 | Blk 86 LOR 2 TOA PAYOH Floor 01 TO 03 | 1,119sqft | S$775,088 | ▼S$692 -8.1% vs FV | 99yr from 1997 |
Mar 2026 | Blk 80A LOR 4 TOA PAYOH Floor 07 TO 09 | 1,119sqft | S$888,000 | ▲S$793 +5.3% vs FV | 99yr from 1997 |
Mar 2026 | Blk 35 LOR 5 TOA PAYOH Floor 04 TO 06 | 1,098sqft | S$780,000 | ▼S$710 -5.7% vs FV | 99yr from 1997 |
Mar 2026 | Blk 86 LOR 2 TOA PAYOH Floor 01 TO 03 | 1,119sqft | S$775,088 | ▼S$692 -8.1% vs FV | 99yr from 1997 |
Blk 84 LOR 2 TOA PAYOH
Apr 2026 · Floor 07 TO 09
+5.7% vs FV
Blk 84 LOR 2 TOA PAYOH
Apr 2026 · Floor 07 TO 09
+5.7% vs FV
Blk 14B LOR 7 TOA PAYOH
Apr 2026 · Floor 01 TO 03
-9.8% vs FV
Blk 7 LOR 7 TOA PAYOH
Apr 2026 · Floor 07 TO 09
+0.1% vs FV
Blk 84 LOR 2 TOA PAYOH
Apr 2026 · Floor 07 TO 09
+5.7% vs FV
Blk 14B LOR 7 TOA PAYOH
Apr 2026 · Floor 01 TO 03
-9.8% vs FV
Blk 7 LOR 7 TOA PAYOH
Apr 2026 · Floor 07 TO 09
+0.1% vs FV
Blk 86 LOR 2 TOA PAYOH
Mar 2026 · Floor 01 TO 03
-8.1% vs FV
Blk 80A LOR 4 TOA PAYOH
Mar 2026 · Floor 07 TO 09
+5.3% vs FV
Blk 35 LOR 5 TOA PAYOH
Mar 2026 · Floor 04 TO 06
-5.7% vs FV
Blk 86 LOR 2 TOA PAYOH
Mar 2026 · Floor 01 TO 03
-8.1% vs FV
HELIOS AI Analysis
The valuation of the 4-room HDB unit in Toa Payoh, with an estimated value of $850,433 translating to a price per square foot (PSF) of $753, reflects a significant market dynamic. With a remaining lease of 68 years, this property is poised at an advantageous position in a neighborhood renowned for its accessibility and vibrant community. The valuation is registered at a remarkable 17.6% above the baseline market average, indicating a strong demand for HDB units in this district.
Our analysis, grounded in data from 46 recent HDB resale transactions within the vicinity, reveals a robust market confidence level. The high model confidence suggests that the valuation is not only reflective of current market trends but also of the intrinsic value that Toa Payoh offers to potential buyers. Factors contributing to this elevated valuation include the area's strategic location, a range of amenities, and the desirability of HDB living in a well-established estate. As such, this property presents a compelling investment opportunity for both owner-occupiers and investors alike.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.