97 Lorong 3 Toa Payoh 310097, Braddell, Central Region, Singapore
$1,098,000
Discover your dream home in this stunning 4-bedroom, 2-bathroom HDB located at 97, Lorong 3 Toa Payoh, Singapore. Available now, this spacious unit offers 1442 sqft of living space, perfect for families seeking comfort and convenience. Enjoy the luxury of built-in cabinets and air conditioning, ensuring a cool and organized living environment. With Braddell MRT station just 1.1 km away and Toa Payoh MRT only 1.3 km from your doorstep, commuting is a breeze. Families will appreciate the proximity to reputable schools like CHIJ Secondary School (0.6 km) and Beatty Secondary School (1.0 km), making it ideal for your children's education. For your shopping needs, FairPrice supermarket (0.5 km) and FairPrice Xpress (0.7 km) are nearby, providing easy access to groceries and daily essentials. Experience vibrant shopping options at 600 @ Toa Payoh (1.0 km) and Evershine Optical, specializing in Ortho-K and myopia control (0.5 km). This unit is not just a home; it's a lifestyle choice that combines comfort, accessibility, and community. Don't miss this exceptional opportunity to secure a beautiful property in a sought-after location. Act now and make this wonderful HDB your new home!
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3002382K
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Automated Valuation based on 6 HDB resale transactions (data.gov.sg)
Fair Value
S$1.01M
S$702 psf
Asking Price
S$1.10M
S$761 psf
vs Market
+8.4%
vs Last Done
+3.0%
Tenure
65 yrs
99-year Leasehold · Balance remaining
Confidence
Low
6 comps
Nearest MRT
Braddell
220m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
6 comparable transactions
S$721
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.929
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$702
Recent Comparable Transactions
6 shown · 6 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneDec 2025 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,421sqft | S$1,050,000 | ▲S$739 +5.3% vs FV | 99yr from 1993 |
Dec 2025 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,421sqft | S$1,050,000 | ▲S$739 +5.3% vs FV | 99yr from 1993 |
Oct 2025 | Blk 97 LOR 3 TOA PAYOH Floor 10 TO 12 | 1,453sqft | S$1,100,000 | ▲S$757 +7.8% vs FV | 99yr from 1993 |
Feb 2025 | Blk 97 LOR 3 TOA PAYOH Floor 16 TO 18 | 1,442sqft | S$1,028,000 | ▲S$713 +1.6% vs FV | 99yr from 1993 |
Sep 2024 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,442sqft | S$1,010,000 | ▼S$700 -0.3% vs FV | 99yr from 1993 |
Jun 2024 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,324sqft | S$856,000 | ▼S$647 -7.8% vs FV | 99yr from 1993 |
Apr 2024 | Blk 97 LOR 3 TOA PAYOH Floor 04 TO 06 | 1,313sqft | S$1,008,000 | ▲S$768 +9.4% vs FV | 99yr from 1993 |
Blk 97 LOR 3 TOA PAYOH
Dec 2025 · Floor 07 TO 09
+5.3% vs FV
Blk 97 LOR 3 TOA PAYOH
Dec 2025 · Floor 07 TO 09
+5.3% vs FV
Blk 97 LOR 3 TOA PAYOH
Oct 2025 · Floor 10 TO 12
+7.8% vs FV
Blk 97 LOR 3 TOA PAYOH
Feb 2025 · Floor 16 TO 18
+1.6% vs FV
Blk 97 LOR 3 TOA PAYOH
Sep 2024 · Floor 07 TO 09
-0.3% vs FV
Blk 97 LOR 3 TOA PAYOH
Jun 2024 · Floor 07 TO 09
-7.8% vs FV
Blk 97 LOR 3 TOA PAYOH
Apr 2024 · Floor 04 TO 06
+9.4% vs FV
HELIOS AI Analysis
The valuation of the 5-room HDB unit in Toa Payoh, with a remaining lease of 65 years, stands at an estimated value of $1,012,998, translating to a price per square foot (PSF) of $702. This valuation positions the property above the market baseline by 8.4%, indicating a strong premium relative to comparable units in the area. Such a notable variance suggests heightened demand or specific desirability factors that may not be immediately apparent in standard market analyses.
However, it is important to note that the model confidence for this valuation is categorized as low, based on the analysis of only six recent HDB resale transactions within the vicinity. This limited sample size may not fully capture the nuances of the current market dynamics, particularly in a mature estate like Toa Payoh, where factors such as proximity to amenities, transportation links, and overall community appeal significantly influence property values. As the remaining lease period plays a critical role in HDB valuations, potential buyers must weigh the implications of a 65-year lease against their long-term investment strategies.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.