38 Lorong 5 Toa Payoh 310038, Boon Teck, Central Region, Singapore
$3,500 /month
Bright &Windy Mid-Floor 3-Room Flat at Prime Toa Payoh Central-829sqft 大巴窑核心地段 中层采光通风佳三房式单位 – 829平方英尺 Located in the heart of one of Singapore’s most mature and well-connected towns, this spacious and well-maintained 3-room HDB flat (2 bedrooms + 1 study room, 1 bathroom) offers 829 sqft of comfortable living space on a mid-floor. Enjoy excellent cross-ventilation, natural light, and unblocked views — perfect for small families, couples, or professionals seeking city-fringe convenience! >> Key Highlights << · Size: 829 sqft / 77 sqm · Mid-floor unit (#05) with open view, bright and airy · Functional, efficient layout with clear separation of living and dining areas · 2 generously sized bedrooms + 1 study room · Clean, practical kitchen and well-kept bathroom · Move-in ready condition >> Superb Accessibility · NTUC FairPrice @ Toa Payoh Central (~300m) · Giant Supermarket @ Lorong 6 (~5 mins) · Toa Payoh Mall, HDB Hub, POSB, clinics, banks, telecom stores · Wet Market & Food Centre @ Lor 5 (~2 mins) · Food Centre @ Lor 6 (~5 mins) >> Nearby Schools · Toa Payoh Polyclinic (~700m) · Toa Payoh Sports Hall, Swimming Complex, Community Club, Library · Toa Payoh Town Park – ideal for evening walks 位于新加坡最成熟、交通便利的市镇之一,这间宽敞且保养良好的 3房式 HDB 组屋(2间卧室 + 1间书房,1间浴室),室内面积 829平方英尺(约77平方米),位于中层单位。单位通风良好、采光充足,并享有开阔景观,非常适合小家庭、情侣或希望享受近市区便利生活的专业人士。 >> 房源亮点 << · 面积:829平方英尺 / 77平方米 · 中层单位(#05),视野开阔,明亮通风 · 户型方正实用,客厅与餐厅空间分明 · 2间宽敞卧室 + 1间书房 · 厨房整洁实用,浴室保养良好 · 状况良好,可拎包入住 >> 生活与交通便利 · 大巴窑综合诊所(约700米) · 大巴窑体育馆、游泳池、民众俱乐部、图书馆 · 大巴窑公园(Toa Payoh Town Park),适合散步和休闲 联系 / Contact: @Haohaoguorealty 预约私人看房或了解更多详情 / Arrange a private viewing or learn more about this exceptional property HAOHAOGUO | “住得好,生活自在” / “Live well, worry less.” 无论搬迁、开启新篇章,还是寻找理想居所,我们都致力于帮您找到最契合生活方式的家 / Whether relocating, starting a new chapter, or looking for a home, we help you find a space that truly fits your lifestyle
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3010896E
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Estimated sale value based on 4 HDB resale transactions (data.gov.sg)
Fair Value
S$407,094
S$491 psf
Asking Price
S$3,500
S$5 psf
Listing Type
Rental
Sale value shown for reference
vs Last Done
Not applicable
Cannot compare rent to sale psf
Tenure
66 yrs
99-year Leasehold · Balance remaining
Confidence
Low
4 comps
Nearest MRT
Toa Payoh
890m away · +2% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
4 comparable transactions
S$511
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.943
MRT Proximity
Within 500m / 1km
+2%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$491
Recent Comparable Transactions
4 shown · 4 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneMar 2026 | Blk 38 LOR 5 TOA PAYOH Floor 04 TO 06 | 721sqft | S$363,000 | ▲S$503 +2.4% vs FV | 99yr from 1970 |
Mar 2026 | Blk 38 LOR 5 TOA PAYOH Floor 04 TO 06 | 721sqft | S$363,000 | ▲S$503 +2.4% vs FV | 99yr from 1970 |
Nov 2025 | Blk 38 LOR 5 TOA PAYOH Floor 10 TO 12 | 721sqft | S$375,000 | ▲S$520 +5.9% vs FV | 99yr from 1970 |
Nov 2025 | Blk 38 LOR 5 TOA PAYOH Floor 10 TO 12 | 721sqft | S$360,000 | ▲S$499 +1.6% vs FV | 99yr from 1970 |
May 2025 | Blk 38 LOR 5 TOA PAYOH Floor 04 TO 06 | 721sqft | S$375,000 | ▲S$520 +5.9% vs FV | 99yr from 1970 |
Blk 38 LOR 5 TOA PAYOH
Mar 2026 · Floor 04 TO 06
+2.4% vs FV
Blk 38 LOR 5 TOA PAYOH
Mar 2026 · Floor 04 TO 06
+2.4% vs FV
Blk 38 LOR 5 TOA PAYOH
Nov 2025 · Floor 10 TO 12
+5.9% vs FV
Blk 38 LOR 5 TOA PAYOH
Nov 2025 · Floor 10 TO 12
+1.6% vs FV
Blk 38 LOR 5 TOA PAYOH
May 2025 · Floor 04 TO 06
+5.9% vs FV
HELIOS AI Analysis
In the competitive landscape of Singapore's HDB market, the valuation of a 3-room HDB unit in Toa Payoh reflects a nuanced understanding of current market dynamics. With an estimated value of $407,094 (or $491 PSF), this property holds a remaining lease of 66 years, positioning it within a desirable yet challenging segment of the market. The valuation indicates a market price that is stable, showing 0% difference from the baseline, suggesting that the property is priced appropriately in relation to recent transactions in the vicinity.
Model confidence for this valuation is classified as low, which necessitates a cautious approach for potential buyers and investors. This classification stems from an analysis of four recent HDB resale transactions in the area, which may not provide a robust predictive foundation due to inherent market fluctuations and variations in property conditions. Investors should consider the implications of the remaining lease, as properties with shorter leases typically experience depreciation. Nevertheless, Toa Payoh remains a prime location, and the stability in pricing suggests that potential buyers may find value in this investment, particularly if they are looking for a long-term residence in a sought-after neighbourhood.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.