Blk 38 Lor 5 Toa Payoh

Toa Payoh3100383 ROOM5 ROOMLease balance: 43 yrs (from 1970)

6 sales in the last 12 months · ~2.8% of 213 units

Sales, last 12 months

6

23 recorded since May 2021

Median price

$360K

3 Room · 6 sales · last 12 months

Median PSF

$499

3 Room · 6 sales · last 12 months

Price range

$328K – $375K

3 Room · 6 sales · last 12 months

Latest sale

$360,000

Oct 2026 · 3 Room · #10-12

Can you use CPF for this flat?

43 years left on the 99, from 1970.

Short by 17 years. CPF capped at 72% of the price, loan at 75%.
35
$360K
$150K

CPF you can use

capped at 72% of the price (43 years of lease over the 60 you need)

$72,000

Maximum bank loan

75% of the price, over 25 years

$270,000

Cash you need

at least $18,000 of any purchase must be cash

$18,000

Monthly instalment

25 years at 3.5%

$1,352

CPF 20% Loan 75% Cash 5%

Indicative. Excludes stamp duty, legal fees and CPF accrued interest. Confirm with HDB and your banker. Rules as at 2026-09-17.

Market Insights

Supply

0 units

0 agent listings

Asking vs sold

–

Nothing on the market here

Price trend

-5.9%

6 months, 3 sales

12 months: -4.9% (6)

Turnover

2.8%

6 of 213 units, 12 months

What is my flat worth here?

High vs low floor: 3 Room flats above the 10th storey sell 5.6% above those on the 6th and lower at this block ($471 vs $446 psf, 7 and 13 sales).

Resale Price Trend

One flat type at a time, so a single larger sale cannot look like a price jump

Median price per month, 3 Room only, 23 sales

$277K$301K$326K$350K$375K2021-052021-102022-052023-052024-052025-052026-062026-10
Check your valuation today

Recent Resale Transactions

23 recorded · 6 in the last 12 months • Page 1 of 2

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Valuation

Median price by flat type

Last 12 months where there were sales, otherwise everything recorded

3 Room

6 sales, 12 months · 205 units

$360K

Data sourced from data.gov.sg HDB Resale Flat Prices. Updated regularly.