Blk 109 Lor 1 Toa Payoh

Toa Payoh3101093 ROOMLease balance: 43 yrs (from 1970)

2 sales in the last 12 months · ~2% of 99 units

Sales, last 12 months

2

12 recorded since Oct 2021

Median price

$412K

3 Room · 2 sales · last 12 months

Median PSF

$580

3 Room · 2 sales · last 12 months

Price range

$409K – $415K

3 Room · 2 sales · last 12 months

Latest sale

$415,000

May 2026 · 3 Room · #10-12

Can you use CPF for this flat?

43 years left on the 99, from 1970.

Short by 17 years. CPF capped at 72% of the price, loan at 75%.
35
$412K
$150K

CPF you can use

capped at 72% of the price (43 years of lease over the 60 you need)

$82,400

Maximum bank loan

75% of the price, over 25 years

$309,000

Cash you need

at least $20,600 of any purchase must be cash

$20,600

Monthly instalment

25 years at 3.5%

$1,547

CPF 20% Loan 75% Cash 5%

Indicative. Excludes stamp duty, legal fees and CPF accrued interest. Confirm with HDB and your banker. Rules as at 2026-09-17.

Market Insights

Supply

0 units

0 agent listings

Asking vs sold

–

Nothing on the market here

Price trend

+1.5%

6 months, 1 sale

12 months: -7.4% (2)

Turnover

2%

2 of 99 units, 12 months

What is my flat worth here?

Resale Price Trend

One flat type at a time, so a single larger sale cannot look like a price jump

Median price per month, 3 Room only, 12 sales

$285K$325K$365K$405K$445K2021-102022-052022-112023-052024-062026-032026-05
Check your valuation today

Recent Resale Transactions

12 recorded · 2 in the last 12 months • Page 1 of 1

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Valuation

Median price by flat type

Last 12 months where there were sales, otherwise everything recorded

3 Room

2 sales, 12 months · 99 units

$412K

Data sourced from data.gov.sg HDB Resale Flat Prices. Updated regularly.