85c Lorong 4 Toa Payoh 313085, Toa Payoh Central, Central Region, Singapore
$478,888
Above 13 storey a bright and windy N-S facing 3-room HDB for sale — a petite sanctuary lovingly maintained by a young single-lady owner. The smart, squarish layout means no wasted corners: furniture fits naturally, flow feels effortless, and everyday routines become simpler. Renovated with a tasteful, modern touch and cared for with obvious pride, the unit welcomes you with warm light, calm tones and a cozy, lived-in vibe. Ideal for someone seeking a fuss-free, move-in-ready home that still feels personal and inviting. Unbeatable convenience: Approx. 425 m to Toa Payoh MRT and doorstep access to shops, cafes and daily essentials. Perfect for first-time buyers, professionals or anyone who values comfort, location and ease. Feel it in person — contact Laurent to arrange a viewing
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…

License: L3008022J
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Automated Valuation based on 3 HDB resale transactions (data.gov.sg)
Fair Value
S$280,518
S$383 psf
Asking Price
S$478,888
S$654 psf
vs Market
+70.7%
vs Last Done
+13.9%
Tenure
44 yrs
99-year Leasehold · ⚠️ Short lease
Confidence
Low
3 comps
Nearest MRT
Toa Payoh
399m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
3 comparable transactions
S$581
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.629
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$383
Recent Comparable Transactions
3 shown · 3 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneFeb 2026 | Blk 85C LOR 4 TOA PAYOH Floor 07 TO 09 | 732sqft | S$420,000 | ▲S$574 +49.9% vs FV | 99yr from 1972 |
Feb 2026 | Blk 85C LOR 4 TOA PAYOH Floor 07 TO 09 | 732sqft | S$420,000 | ▲S$574 +49.9% vs FV | 99yr from 1972 |
Apr 2025 | Blk 85C LOR 4 TOA PAYOH Floor 07 TO 09 | 732sqft | S$415,000 | ▲S$567 +48.0% vs FV | 99yr from 1972 |
Mar 2025 | Blk 85C LOR 4 TOA PAYOH Floor 19 TO 21 | 732sqft | S$440,000 | ▲S$601 +56.9% vs FV | 99yr from 1972 |
Blk 85C LOR 4 TOA PAYOH
Feb 2026 · Floor 07 TO 09
+49.9% vs FV
Blk 85C LOR 4 TOA PAYOH
Feb 2026 · Floor 07 TO 09
+49.9% vs FV
Blk 85C LOR 4 TOA PAYOH
Apr 2025 · Floor 07 TO 09
+48.0% vs FV
Blk 85C LOR 4 TOA PAYOH
Mar 2025 · Floor 19 TO 21
+56.9% vs FV
HELIOS AI Analysis
The AI-driven Automated Valuation Model (AVM) estimates the fair value at $280,518.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.