Blk 85C Lor 4 Toa Payoh

Toa Payoh3130853 ROOM5 ROOMLease balance: 45 yrs (from 1972)

2 sales in the last 12 months · ~1.3% of 149 units

Sales, last 12 months

2

15 recorded since Nov 2021

Median price

$430K

3 Room · 2 sales · last 12 months

Median PSF

$588

3 Room · 2 sales · last 12 months

Price range

$420K – $440K

3 Room · 2 sales · last 12 months

Latest sale

$440,000

Aug 2026 · 3 Room · #13-15

Can you use CPF for this flat?

45 years left on the 99, from 1972.

Short by 15 years. CPF capped at 75% of the price, loan at 75%.
35
$430K
$150K

CPF you can use

capped at 75% of the price (45 years of lease over the 60 you need)

$86,000

Maximum bank loan

75% of the price, over 25 years

$322,500

Cash you need

at least $21,500 of any purchase must be cash

$21,500

Monthly instalment

25 years at 3.5%

$1,615

CPF 20% Loan 75% Cash 5%

Indicative. Excludes stamp duty, legal fees and CPF accrued interest. Confirm with HDB and your banker. Rules as at 2026-09-17.

Market Insights

Supply

0 units

0 agent listings

Asking vs sold

–

Nothing on the market here

Price trend

+4.8%

6 months, 1 sale

12 months: +3.4% (2)

Turnover

1.3%

2 of 149 units, 12 months

What is my flat worth here?

Resale Price Trend

One flat type at a time, so a single larger sale cannot look like a price jump

Median price per month, 3 Room only, 14 sales

$340K$365K$390K$415K$440K2021-112022-092022-122023-042024-102025-032026-022026-08
Check your valuation today

Recent Resale Transactions

15 recorded · 2 in the last 12 months • Page 1 of 1

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Valuation

Median price by flat type

Last 12 months where there were sales, otherwise everything recorded

3 Room

2 sales, 12 months · 142 units

$430K

5 Room

none in 12 months · 1 recorded · 7 units

$760K

Data sourced from data.gov.sg HDB Resale Flat Prices. Updated regularly.