538 Upper Cross Street 050538, China Square, Central Region, Singapore
$3,050 /month








This flat is a 3 Rooms HDB for rent with 1 Baths in 538 Upper Cross Street, a stunning HDB Resale Flat in Singapore. Key features ✓ Well-maintained and renovated condition ✓ Well-kept unit condition ✓ Excellent condition ✓ Move-in condition ✓ Semi furnished unit ✓ Efficient layout ✓ Functional layout ✓ Good layout ✓ Spacious layout ✓ Squarish layout ✓ Regular layout for furniture placement ✓ Bright and airy ✓ Windy ✓ Corridor unit ✓ Natural air ventilation ✓ No afternoon sun ✓ Great ventilation ✓ No west sun ✓ Quiet and peaceful facing ✓ Quiet area ✓ City view ✓ Unblocked city view ✓ Enclosed kitchen ✓ Walk-in wardrobe ✓ Close to MRT ✓ Convenient location ✓ Excellent location Looking for a HDB for Rent in Singapore? Upper Cross Street is the perfect property in Central for you! Located in Central HDB Estate, this development is part of District 1. It has a total of 18 floors and is one of 6 HDB blocks on Upper Cross Street. Nearby amenities ⭑ Nearby MRTs • Chinatown (256 m) - 4 mins walk • Clarke Quay (364 m) - 6 mins walk • Telok Ayer (474 m) - 7 mins walk ⭑ Nearby Bus stops • Hong Lim Park (99 m) - 2 mins walk • Opp One Upp Pickering (114 m) - 2 mins walk • Chinatown Point (126 m) - 2 mins walk • 5 more walking distance bus stops within 500 m ⭑ Nearby Grocery Stores • FairPrice Chinatown Point (72 m) - 1 min walk • 美乐家 (83 m) - 2 mins walk • Kuo T. H. Medicine Centre (84 m) - 2 mins walk • 7 more walking distance grocery stores within 500 m ⭑ Nearby Schools • Premium Tutors – Private Home/Online Tuition Services in Singapore (14 m) - 1 mins walk • A&J Creative Danceworld (103 m) - 2 mins walk • Luo Lan Art Living (116 m) - 2 mins walk • 7 more schools within 1 km ⭑ Nearby Parks • Hong Lim Park (173 m) - 3 mins walk • Hong Lim Park - Speaker's Corner (174 m) - 3 mins walk • Garden Link Bridge (296 m) - 5 mins walk • 7 more parks within 1 km Please call Alice Cheung from 99.co @ +659223XXXX to arrange for a viewing.
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3009186E
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Estimated sale value based on 3 HDB resale transactions (data.gov.sg)
Fair Value
S$584,774
S$907 psf
Asking Price
S$3,050
S$5 psf
Listing Type
Rental
Sale value shown for reference
vs Last Done
Not applicable
Cannot compare rent to sale psf
Tenure
75 yrs
99-year Leasehold · Balance remaining
Confidence
Low
3 comps
Nearest MRT
Chinatown
148m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
3 comparable transactions
S$822
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×1.050
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$907
Recent Comparable Transactions
3 shown · 3 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneAug 2025 | Blk 538 UPP CROSS ST Floor 13 TO 15 | 646sqft | S$580,000 | ▼S$898 -1.0% vs FV | 99yr from 1978 |
Aug 2025 | Blk 538 UPP CROSS ST Floor 13 TO 15 | 646sqft | S$580,000 | ▼S$898 -1.0% vs FV | 99yr from 1978 |
Feb 2025 | Blk 538 UPP CROSS ST Floor 16 TO 18 | 646sqft | S$528,000 | ▼S$818 -9.8% vs FV | 99yr from 1978 |
Apr 2024 | Blk 538 UPP CROSS ST Floor 13 TO 15 | 732sqft | S$550,000 | ▼S$751 -17.2% vs FV | 99yr from 1978 |
Blk 538 UPP CROSS ST
Aug 2025 · Floor 13 TO 15
-1.0% vs FV
Blk 538 UPP CROSS ST
Aug 2025 · Floor 13 TO 15
-1.0% vs FV
Blk 538 UPP CROSS ST
Feb 2025 · Floor 16 TO 18
-9.8% vs FV
Blk 538 UPP CROSS ST
Apr 2024 · Floor 13 TO 15
-17.2% vs FV
HELIOS AI Analysis
In the heart of Singapore's Central Area, this HDB 3-room property presents a compelling investment opportunity with a remaining lease of 75 years. Valued at approximately $584,774, equating to $907 per square foot, the asset reflects a steady market position, with no deviation from the established baseline price. Such stability in valuation indicates a strong demand for residential properties in this prime location, despite the intrinsic challenges posed by a low model confidence rating. This uncertainty suggests that market fluctuations could potentially impact future valuations, warranting careful consideration by prospective buyers.
The recent resale transactions within the vicinity further underscore the competitive landscape of the HDB market. With a low model confidence stemming from only three comparable sales, investors should remain vigilant regarding broader market trends that may influence property values. As Singapore continues to evolve, the allure of central living coupled with the diminishing lease term could become a pivotal factor in determining the long-term desirability of this property. It is essential for investors and homeowners alike to assess both the immediate market dynamics and the future trajectory of HDB valuations in this sought-after area.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.