97 Lorong 3 Toa Payoh 310097, Braddell, Central Region, Singapore
$1,069,888
For Sale - 5 room HDB - Walk to Braddell MRT - 4 physical Bedroom - Size: 1313 sqft - High Floor - Corner unit - Renovated in pristine condition - Surround with multiple amenities - 3 months extension required Open to all ethnic group. Discover your dream home! This stunning 4-bedroom, 2-bathroom HDB is now available for sale at 97, Lorong 3 Toa Payoh, Singapore. Spanning 1313 sqft, this unit boasts a modern kitchen with top-notch furnishings and air conditioning for your comfort. Ideally located, you are just a short distance from Braddell MRT Station (1.2 km) and Toa Payoh MRT Station (1.5 km), making commuting a breeze. Families will appreciate the proximity to respected schools like CHIJ Secondary School (0.8 km) and Beatty Secondary School (1.1 km). Daily conveniences are met with FairPrice supermarket, located just 1.2 km away, ensuring all your grocery needs are close at hand. For a quick shopping trip, 600 @ Toa Payoh shopping mall is only 1.3 km away, offering a variety of retail options. This unit combines modern living with a vibrant community atmosphere, making it an ideal choice for families and investors alike. Don’t miss this opportunity—schedule a viewing today and make this beautiful property your new home! Call Jack for an exclusive viewing of this beautiful unit.
The following locations are within radius of this property, with distance shown in kilometers.
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Total Transactions
0
Average Price
S0
Total Value
S0
No transaction data found. This could be due to:
Calculating fair value from URA transaction data…


License: L3002382K
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Automated Valuation based on 6 HDB resale transactions (data.gov.sg)
Fair Value
S$610,187
S$465 psf
Asking Price
S$1.07M
S$815 psf
vs Market
+75.3%
vs Last Done
+10.3%
Tenure
43 yrs
99-year Leasehold · ⚠️ Short lease
Confidence
Low
6 comps
Nearest MRT
Braddell
220m away · +5% premium
URA PSF Trendline vs Listing Price
Hedonic Adjustment Breakdown
Base URA PSF
6 comparable transactions
S$721
Floor Premium
0.5% per floor vs median
+0.0%
Tenure Decay
Bala's curve (99yr leasehold)
×0.614
MRT Proximity
Within 500m / 1km
+5%
AI Condition Premium
HELIOS scan of listing description
0%
Adjusted Fair Value PSF
S$465
Recent Comparable Transactions
6 shown · 6 total| Date | Block / Street | Area | Price | PSF | Tenure |
|---|---|---|---|---|---|
Last DoneDec 2025 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,421sqft | S$1,050,000 | ▲S$739 +58.9% vs FV | 99yr from 1993 |
Dec 2025 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,421sqft | S$1,050,000 | ▲S$739 +58.9% vs FV | 99yr from 1993 |
Oct 2025 | Blk 97 LOR 3 TOA PAYOH Floor 10 TO 12 | 1,453sqft | S$1,100,000 | ▲S$757 +62.8% vs FV | 99yr from 1993 |
Feb 2025 | Blk 97 LOR 3 TOA PAYOH Floor 16 TO 18 | 1,442sqft | S$1,028,000 | ▲S$713 +53.3% vs FV | 99yr from 1993 |
Sep 2024 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,442sqft | S$1,010,000 | ▲S$700 +50.5% vs FV | 99yr from 1993 |
Jun 2024 | Blk 97 LOR 3 TOA PAYOH Floor 07 TO 09 | 1,324sqft | S$856,000 | ▲S$647 +39.1% vs FV | 99yr from 1993 |
Apr 2024 | Blk 97 LOR 3 TOA PAYOH Floor 04 TO 06 | 1,313sqft | S$1,008,000 | ▲S$768 +65.2% vs FV | 99yr from 1993 |
Blk 97 LOR 3 TOA PAYOH
Dec 2025 · Floor 07 TO 09
+58.9% vs FV
Blk 97 LOR 3 TOA PAYOH
Dec 2025 · Floor 07 TO 09
+58.9% vs FV
Blk 97 LOR 3 TOA PAYOH
Oct 2025 · Floor 10 TO 12
+62.8% vs FV
Blk 97 LOR 3 TOA PAYOH
Feb 2025 · Floor 16 TO 18
+53.3% vs FV
Blk 97 LOR 3 TOA PAYOH
Sep 2024 · Floor 07 TO 09
+50.5% vs FV
Blk 97 LOR 3 TOA PAYOH
Jun 2024 · Floor 07 TO 09
+39.1% vs FV
Blk 97 LOR 3 TOA PAYOH
Apr 2024 · Floor 04 TO 06
+65.2% vs FV
HELIOS AI Analysis
The valuation of the 5-room HDB unit in Toa Payoh, estimated at $610,187 or $465 per square foot, reflects a significant market signal indicating an above-market positioning, with a striking 75.3% difference from the baseline. This premium valuation, despite the remaining lease of 43 years, suggests a robust demand for properties in this mature estate, known for its strategic location and vibrant community amenities. Toa Payoh, being one of Singapore's oldest and most established residential precincts, continues to attract buyer interest, contributing to competitive pricing in the HDB resale market.
However, it is essential to note that the model confidence for this valuation is categorized as low, based on an analysis of six recent HDB resale transactions in the vicinity. This lower confidence level may stem from variability in transaction prices, buyer motivations, and the broader economic context affecting property values. Investors and homeowners should consider these dynamics carefully, as they navigate the complexities of the HDB market in an area that balances historical significance with evolving urban development.
⚠️ Indicative estimate only. Based on URA resale transaction data. Not a formal valuation. Consult a licensed valuer for financial decisions.