3,282 blocks across 23 towns have less than 60 years left on their 99-year lease. A short lease is not a problem by itself: it becomes one at the point where a buyer's CPF gets pro-rated, which depends on their age.
Blocks
3,282
Towns
23
Shortest lease
39 yrs
Blk 37 Teban Gdns Rd
Full CPF needs
60 yrs
for a 35 year old buyer
Top 50 by how little is left. Every row links to that block's own page.
| # | Block | Town | Lease left | Full CPF for buyers | Units |
|---|---|---|---|---|---|
| 1 | Blk 37 Teban Gdns Rd | Jurong East | 39 yrs | under 56 | 40 |
| 2 | Blk 39 Teban Gdns Rd | Jurong East | 39 yrs | under 56 | 40 |
| 3 | Blk 38 Teban Gdns Rd | Jurong East | 39 yrs | under 56 | 40 |
| 4 | Blk 28 Hoy Fatt Rd | Bukit Merah | 40 yrs | under 55 | 148 |
| 5 | Blk 28 Jln Bt Merah | Bukit Merah | 40 yrs | under 55 | 206 |
| 6 | Blk 23 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 7 | Blk 22 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 8 | Blk 24 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 9 | Blk 64 Circuit Rd | Geylang | 40 yrs | under 55 | 104 |
| 10 | Blk 65 Circuit Rd | Geylang | 40 yrs | under 55 | 106 |
| 11 | Blk 20 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 12 | Blk 62 Circuit Rd | Geylang | 40 yrs | under 55 | 118 |
| 13 | Blk 63 Circuit Rd | Geylang | 40 yrs | under 55 | 119 |
| 14 | Blk 66 Circuit Rd | Geylang | 40 yrs | under 55 | 118 |
| 15 | Blk 21 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 16 | Blk 19 Balam Rd | Geylang | 40 yrs | under 55 | 120 |
| 17 | Blk 34 Circuit Rd | Geylang | 40 yrs | under 55 | 120 |
| 18 | Blk 83 C'wealth Cl | Queenstown | 40 yrs | under 55 | 255 |
| 19 | Blk 85 C'wealth Cl | Queenstown | 40 yrs | under 55 | 100 |
| 20 | Blk 87 C'wealth Cl | Queenstown | 40 yrs | under 55 | 98 |
| 21 | Blk 91 C'wealth Dr | Queenstown | 40 yrs | under 55 | 95 |
| 22 | Blk 95 C'wealth Dr | Queenstown | 40 yrs | under 55 | 96 |
| 23 | Blk 93 C'wealth Dr | Queenstown | 40 yrs | under 55 | 96 |
| 24 | Blk 81 C'wealth Cl | Queenstown | 40 yrs | under 55 | 256 |
| 25 | Blk 89 C'wealth Dr | Queenstown | 40 yrs | under 55 | 98 |
| 26 | Blk 82 C'wealth Cl | Queenstown | 40 yrs | under 55 | 253 |
| 27 | Blk 84 C'wealth Cl | Queenstown | 40 yrs | under 55 | 74 |
| 28 | Blk 88 C'wealth Cl | Queenstown | 40 yrs | under 55 | 97 |
| 29 | Blk 86 C'wealth Cl | Queenstown | 40 yrs | under 55 | 100 |
| 30 | Blk 94 C'wealth Dr | Queenstown | 40 yrs | under 55 | 98 |
| 31 | Blk 92 C'wealth Dr | Queenstown | 40 yrs | under 55 | 98 |
| 32 | Blk 90 C'wealth Dr | Queenstown | 40 yrs | under 55 | 95 |
| 33 | Blk 56 Lor 4 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 140 |
| 34 | Blk 55 Lor 5 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 176 |
| 35 | Blk 114 Lor 1 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 119 |
| 36 | Blk 110 Lor 1 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 118 |
| 37 | Blk 112 Lor 1 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 119 |
| 38 | Blk 54 Lor 5 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 176 |
| 39 | Blk 113 Lor 1 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 119 |
| 40 | Blk 115 Lor 1 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 120 |
| 41 | Blk 94 Lor 4 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 45 |
| 42 | Blk 61 Lor 5 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 120 |
| 43 | Blk 95 Lor 4 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 34 |
| 44 | Blk 58 Lor 4 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 138 |
| 45 | Blk 92 Lor 4 Toa Payoh | Toa Payoh | 40 yrs | under 55 | 23 |
| 46 | Blk 81 Macpherson Lane | Geylang | 41 yrs | under 54 | 130 |
| 47 | Blk 83 Macpherson Lane | Geylang | 41 yrs | under 54 | 93 |
| 48 | Blk 82 Macpherson Lane | Geylang | 41 yrs | under 54 | – |
| 49 | Blk 52 Stirling Rd | Queenstown | 41 yrs | under 54 | 6 |
| 50 | Blk 42 Stirling Rd | Queenstown | 41 yrs | under 54 | 10 |
Lease balance is 99 years less the years since the lease commenced. "Full CPF for buyers" is the age below which the lease still covers a buyer to 95.
CPF may be used in full when the lease covers the youngest buyer to 95. Below that, the amount is pro-rated by the lease left over the years needed. Under 20 years, no CPF may be used and no bank will lend, which leaves cash buyers and shows in the price.
Open any block below and the calculator works it out in dollars for a given age and CPF balance.
Where the older blocks are.
| Town | Blocks | Lease left |
|---|---|---|
| Bedok | 345 | 45–59 yrs |
| Ang Mo Kio | 301 | 49–59 yrs |
| Tampines | 258 | 55–59 yrs |
| Bukit Merah | 220 | 40–59 yrs |
| Yishun | 206 | 51–59 yrs |
| Hougang | 205 | 48–59 yrs |
| Bukit Batok | 201 | 56–59 yrs |
| Geylang | 188 | 40–59 yrs |
| Jurong West | 186 | 43–59 yrs |
| Kallang/whampoa | 181 | 42–59 yrs |
| Toa Payoh | 180 | 40–59 yrs |
| Jurong East | 163 | 39–59 yrs |
| Clementi | 150 | 51–58 yrs |
| Serangoon | 120 | 51–59 yrs |
| Queenstown | 103 | 40–52 yrs |
| Woodlands | 87 | 47–59 yrs |
| Marine Parade | 54 | 48–51 yrs |
| Central Area | 53 | 44–59 yrs |
| Bishan | 50 | 46–59 yrs |
| Choa Chu Kang | 20 | 51–57 yrs |
| Bukit Timah | 7 | 47–49 yrs |
| Pasir Ris | 3 | 53–54 yrs |
| Bukit Panjang | 1 | 59–59 yrs |
These are the sales that have already happened. A valuation puts your own flat against them, using the same data.
Resale prices from data.gov.sg, covering every recorded HDB resale we hold.